Savings Challenge Jump-start your savings by participating in a money challenge. It’s a fun and effective way to build the habit of saving without feeling overwhelmed. Basics of Financial Success The start of a new year is the perfect time to review your financial situation and set goals. Whether it's saving for a vacation, buying a home, paying down debt, or building an emergency fund, having clear goals helps you stay focused and motivated. Debit Card Usage Information Is an ATM card the same as a Debit card? No, ATM cards are linked only to the 01-Share Account. They are for ATM withdrawals only. Money Mapping Your personal finances are a big part of your life, always moving and changing. Budgeting can be a journey, and for that journey, you'll need a map. Investing in a Certificate of Deposit (CD) What is a CD and how does it work? Bill Pay With our Bill Pay service, you can make payments from your Texan Sky Checking Account through Home Banking instead of writing checks, or trusting multiple websites with your payment information. Unintended Account Circumstances Now is the time to give forethought to all of your accounts in the event of unforeseen circumstances. Account Dormancy What is 'account dormancy'? Accounts that have no record of activity for 1 year are presumed to be dormant and are set to be charged a monthly dormancy fee of $1. Digital Check Images Printing a digital image of a check can help you keep track of your finances as well as provide verification when needed. Basics of Borrowing So, you want to get a loan? Let’s think about this decision with long term commitments. What goes into a FICO Score? What is a FICO score, and how is it determined? Interactive Teller Machines If you haven't tried out one of our ITM’s yet, here are a few tips for a smoother experience.