Rates

Effective Date: August 2023

Regular Savings Accounts
Account Type	Nominal Rate	APY*
$25 to $10,000	0.40%	0.40%
$10,001 & Over	0.55%	0.55%
IRA Savings	0.50%	0.50%
Checking	0.30%	0.30%

Time Share Deposit Accounts
Term	Nominal Rate	APY*
6 Month	4.25%	4.30%
1 Year	4.50%	4.59%
2 Year	3.70%	3.76%
3 Year	3.75%	3.82%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account
Term	Nominal Rate	APY*
18 Month	3.55%	3.61%
2 Year	3.70%	3.76%
3 Year	3.75%	3.82%

Minimum balance $1,000, penalty for early withdrawal.