Rates

Effective Date: February 2023

Regular Savings Accounts
Account Type	Nominal Rate	APY*
$25 to $10,000	0.20%	0.20%
$10,001 & Over	0.35%	0.35%
IRA Savings	0.30%	0.30%
Checking	0.05%	0.05%

Time Share Deposit Accounts
Term	Nominal Rate	APY*
6 Month	3.50%	3.53%
1 Year	4.05%	4.13%
2 Year	3.50%	3.56%
3 Year	3.55%	3.61%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account
Term	Nominal Rate	APY*
18 Month	3.35%	3.40%
2 Year	3.50%	3.56%
3 Year	3.55%	3.61%

Minimum balance $1,000, penalty for early withdrawal.