Rates

Effective Date: February 2025

Regular Savings Accounts
Account Type	Nominal Rate	APY*
$25 to $10,000	0.40%	0.40%
$10,001 & Over	0.55%	0.55%
IRA Savings	0.50%	0.50%
Checking	0.30%	0.30%

Time Share Deposit Accounts
Term	Nominal Rate	APY*
6 Month	4.00%	4.07%
1 Year	4.25%	4.33%
2 Year	3.45%	3.51%
3 Year	3.50%	3.56%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account
Term	Nominal Rate	APY*
18 Month	3.30%	3.35%
2 Year	3.45%	3.51%
3 Year	3.50%	3.56%

Minimum balance $1,000, penalty for early withdrawal.