Rates

Effective Date: September 2018

Regular Savings Accounts
Account Type	Nominal Rate	APY*
$25 to $10,000	0.20%	0.20%
$10,001 & Over	0.35%	0.35%
IRA Savings	0.30%	0.30%
Checking	0.05%	0.05%

Time Share Deposit Accounts
Term	Nominal Rate	APY*
6 Month	0.85%	0.85%
1 Year	0.90%	0.90%
2 Year	1.05%	1.06%
3 Year	1.25%	1.26%
5 Year	1.55%	1.56%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account
Term	Nominal Rate	APY*
18 Month	1.00%	1.00%
2 Year	1.05%	1.06%
3 Year	1.25%	1.26%
5 Year	1.55%	1.56%

Minimum balance $1,000, penalty for early withdrawal.