Rates

Effective Date: January 2021

Regular Savings Accounts
Account Type	Nominal Rate	APY*
$25 to $10,000	0.20%	0.20%
$10,001 & Over	0.35%	0.35%
IRA Savings	0.30%	0.30%
Checking	0.05%	0.05%

Time Share Deposit Accounts
Term	Nominal Rate	APY*
6 Month	0.40%	0.40%
1 Year	0.40%	0.40%
2 Year	0.60%	0.60%
3 Year	0.65%	0.65%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account
Term	Nominal Rate	APY*
18 Month	0.60%	0.60%
2 Year	0.60%	0.60%
3 Year	0.65%	0.65%

Minimum balance $1,000, penalty for early withdrawal.