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Rates

Effective Date: September 2018

New autos or new autos refinanced from another financial institution1
Term APR*
Up to 72 months 2.95%
73-84 months 3.35%


*APR = Annual Percentage Rate. These rates are for new money only. Refinance existing TSCU loans only if a minimum change to the principal is $1,500.00 new money borrowed. Starting TSCU refinance rate either the existing rate of the loan or a new rate starting @ 4.9% whichever is less.
1Current Year + 1 Year with less than 25,000 miles

Used Cars, Pickups, and SUVS
Term APR*
Up to 72 months 3.45%
73-84 months 3.95%

*APR = Annual Percentage Rate. These rates are for new money only.

Motorcycles, Horse trailers, Utility trailers, ATVs, Dirt Bikes
Term APR*
Up to 72 months 4.25%
73-84 months** 5.00%

*APR = Annual Percentage Rate. 
**Must be over $50,000 loan balance. Add 2% for Vehicles w/ over 100,000 miles. Add 3% for Dirt Bikes and ATVs.

RVs, Travel Trailers, 5th Wheels, Motor Homes, Boats
Term APR*
Up to 72 months 4.25%
73-108 months $50,000 or more loan balance 5.00%
109-144 months $50,000 or more loan balance 5.75%
145-180 months $75,000 or more loan balance 6.75%

*APR = Annual Percentage Rate.

Personal
Type of Loan APR*
Signature Loan 10.75%

*APR = Annual Percentage Rate 

Share Secured Loan
Type of Loan APR*
Share Secured 2.00%
Time Share Secured 1.50%

*APR = Annual Percentage Rate.Above interest rate earned on Time Share Deposit, if Time Share is pledged as security for loan.

Credit Cards
Card Type APR*
Platinum Mastercard 10.90%

*APR = Annual Percentage Rate. This rate is subject to change without notice. Depending on your credit worthiness. Not all members will qualify for the above rates.
**Interest rate cap per NCUA